Russell Stephens Team

Carl Miller, CPA, Chief Executive Officer

Tel: 800-872-8859

Fax: 213 612-7770

Mr. Miller received his MBA in finance from Michigan State University, and holds a BBA in accounting from Eastern Michigan University. He is a CPA and a member of the California Society of CPAs, and the AICPA. Carl served as an Army Officer before having begun his career with Arthur Andersen & Co. where he was a Senior-in-Charge. His career includes having been an Account Executive with a computer service firm, a Deal Maker with an investment banking firm, and he invested over ten years as a Managing Partner of one of the largest financial placement firms. Mr. Miller has been featured in numerous business publications and is a frequent guest lecturer at professional societies.

Janis Risch, Chief Operations Officer

Tel: 800-872-8859

Fax: 213 612-7770

Email: jrisch@russellstephens.com

Ms. Risch received her MBA from California State University at Northridge and she holds a BS degree in Economics and Mathematics from Valparaiso University. She began her banking career with the Federal Reserve System, assuming positions of increasing responsibility over a ten year period. In addition, she invested nine years in management roles with Great Western Bank, Security Pacific National Bank and Coast Federal Bank. She is a Patron of the Los Angeles Public Library and has been recognized by the Federal Reserve for her work in banking.

Eric Miller, Director and Regional Manager

Tel: 800-872-8859

Fax: 213 612-7770

Email: emiller@russellstephens.com

Mr. Miller received his Bachelor of Arts at the University of Southern California with an emphasis on film and television finance. He has consulted in the entertainment industry for over nine years, and has negotiated employment contracts with Sony, Disney, CBS, Miramax, and both international and domestic production companies. Eric has traveled to Europe and Asia for his negotiation expertise, and is responsible at Russell Stephens for job placement activities in emerging specialty markets on a national basis.

Nancy Hansen, Senior Director, National Accounts Manager

Tel: 800-872-8859

Fax: 213 612-7770

Email: nhansen@russellstephens.com

Ms. Hansen earned a BBA in finance and real estate at The University of Texas at Austin. Her career encompassed seven years with MBank Austin, assuming positions of increasing responsibility in credit administration, commercial lending and special assets. In addition, she invested four years in small business lending and management roles in non-profit entities. At Russell Stephens, she has been responsible for the management of the Los Angeles office as well as opening and managing the Chicago office. Currently, Ms. Hansen's primary responsibility is to build business relationships with financial institutions on a national level as well as establishing and growing local markets in California, Illinois, Texas and the southeast United States. She has been recognized numerous times for her successes with Russell Stephens including several Performers Board Awards and the highly competitive Performer of the Year Award. She is a frequent speaker on career issues impacting real estate and construction lending.

Steve Miller, Director

Tel: 800-872-8859

Fax: 213 612-7770

Email: smiller@russellstephens.com

Mr. Miller received his BS degree from the State University of New York. He began his management career with The Dime Savings Bank of New York. Thereafter, he invested fifteen years of progressively responsible management positions with Countrywide Home Loans, GMAC-RFC and Indy Mac. He is a member of the California Association of Personnel Consultants and emeritus speaker on career management issues for Mortgage Banking.